Coverage for campgrounds and RV parks.
Campground and RV park insurance that best fits your business.
From rental equipment to guest safety, the right policy protects every part of your operation.
With millions of people visiting the Lake of the Ozarks every year, the area offers strong profit potential for campgrounds and RV parks. There are many ways to generate income as a campground owner, from watercraft rentals to on-site laundry facilities. However, recreational activities and amenities also come with risks, including guest injuries and property damage.
Fortunately, a custom, comprehensive insurance package can help keep your campground and RV park in great financial shape if accidents or losses occur. At McGrath Insurance Group, we’ve been helping local businesses navigate insurance and get the coverage they need since 1945. We’ll make sure you have protection that matches the realities of running your specific campground.
What insurance does a campground need?
The insurance you need for your Lake of the Ozarks campground or RV park largely depends on whether your property sits on the water and the types of activities and amenities you offer.
In general, RV park and campground owners should consider the following coverage:
- General liability insurance: Covers bodily injury claims if guests get hurt on your property, whether it’s a slip at the pool or a fall on the playground. It also covers damage your operations cause to a guest’s property, like an employee backing a golf cart into a parked RV.
- Commercial property insurance: Reimburses you if a fire, lightning, or vandalism causes damage to your bathhouses, camp store inventory, or other structures. Commercial property insurance also covers losses from theft and other causes of loss.
- Inland marine insurance: Covers physical damage to property and equipment that leaves your premises or moves around your campground, like golf carts and maintenance equipment.
- Watercraft liability coverage: Safeguards against injury and property damage claims when guests use rental kayaks, canoes and paddleboards.
- Liquor liability insurance: Protects you against claims for injuries or property damage caused by an intoxicated guest if you sell alcohol at your camp store.
- Commercial auto insurance: Covers shuttles and vehicles used to transport guests, including costs if a shuttle accident injures a guest or damages someone else’s vehicle. If you have comprehensive and collision coverage, it can pay to repair your vehicle if it’s damaged in an accident.
Your Lake of the Ozarks insurance agency.
McGrath Insurance Group is a local, independent agency that always seeks the best insurance solutions on our customers’ behalf.
Here’s how we help campgrounds and RV parks throughout the Lake of the Ozarks region:
- We tailor coverage to your needs: We’ll work with you to identify which coverages match the amenities and activities you offer, so you’re protected where it matters most.
- We shop around for you: As an independent agency, we’re not tied to a particular insurance company. We’re able to compare options from different insurance providers, so we can find the most cost-effective solutions for our customers.
- You’ll work with a dedicated advisor: Your insurance advisor is local, accessible and committed to being there when you need us.
Get insurance that fits your RV park in MO.
Running a campground comes with enough daily challenges, and your insurance shouldn’t be one of them. Whether you need comprehensive liability insurance for your campground or a full insurance package, we’re here to help.
Request a proposal today to get started.
Get Started Today
As an independent agency, we are here to help you find the right Campground and RV Park Insurance coverage.
Request a Proposal
Campground and RV Park Insurance Information Request
As an independent agency, we are here to help you find the right coverage.
Request a Proposal
It only takes a minute to get started.
- Fill out the form, we’ll be in touch.
- Review options with an agent.
- Get the coverage you need.
