Insurance built for good times.
Entertainment business insurance that best fits your business.
The right coverage keeps entertainment venues open for business, whatever the activity.
From escape rooms and axe throwing venues to live music spots and comedy clubs, there’s always a way to have fun at Lake of the Ozarks. Patrons probably aren’t thinking about insurance while they’re throwing axes or dancing to music, but it’s something that helps keep their favorite businesses running.
If you own an entertainment venue in the Lake of the Ozarks, MO area, you need insurance that goes beyond a standard business policy. At McGrath Insurance Group, we understand the unique risks that businesses face in the arts, entertainment and recreation industry, like participant injuries and damage to expensive equipment. With over 80 years of experience, we help local businesses get the coverage they need through customized insurance solutions.
Property and liability insurance for entertainment businesses.
You may need different types of insurance to ensure comprehensive coverage, but it depends on your venue and the activities you offer.
Insurance options to consider include:
- Participant liability coverage: Standard general liability policies often exclude injuries to activity participants; participant liability coverage fills that gap for axe throwing, escape rooms and similar activities.
- General liability insurance: Protects your business from bodily injury claims if someone gets hurt in your lobby, parking lot or restrooms, rather than during an activity. It also pays for property damage that you or your employees cause to others.
- Commercial property insurance: Pays to repair or replace business property after fire, theft, vandalism, windstorms or hail.
- Business income insurance: Replaces lost revenue and covers ongoing expenses like payroll and rent if a covered loss forces you to temporarily close your venue.
- Inland marine insurance: Covers equipment like sound or lighting systems that leave your property, protecting it from damage while in transit or at a different location.
- Workers’ compensation insurance: Covers medical expenses and lost wages if an employee is injured on the job, whether they’re running an axe throwing lane, setting up staging or serving guests.
- Liquor liability insurance: Protects your business if you sell alcohol to a guest who causes injury or property damage while intoxicated.
- Commercial umbrella insurance: Provides an additional layer of protection if a claim exceeds the limits of your underlying existing liability insurance policies.
Why partner with McGrath for your insurance needs?
When you work with McGrath Insurance Group, you’re partnering with a local agency that understands the entertainment industry at the Lake of the Ozarks.
We offer:
- Coverage built around your needs: Your business isn’t a standard retail store or restaurant. We take time to understand your unique business and the activities you offer, and develop tailored, cost-effective solutions around your specific coverage needs.
- Access to flexible insurance options: As an independent agency, we aren’t tied to a single insurance company. Instead, we work with multiple insurance carriers to find the best fit for your business and budget.
- Local, dedicated support: When you have a question or need help, a dedicated, local insurance advisor will respond promptly. They’ll be someone you can count on to guide you, advocate on your behalf and treat you like family.
- Commitment to our community: As long-time members of the local community, we are proud to support Lake of the Ozarks charities and organizations. When you partner with us, you’re working with neighbors who genuinely care about the people and businesses that make this region special.
Ready to protect your entertainment business?
Running an entertainment business shouldn’t mean constantly worrying about what could go wrong. Whether you need participant liability coverage for an escape room in Lake Ozark, insurance for an axe throwing business, or any other type of entertainment coverage, we’ll guide you toward the right protection.
Request your proposal to get in touch today.
Get Started Today
As an independent agency, we are here to help you find the right Entertainment Business Insurance coverage.
Request a Proposal
Entertainment Business Insurance Information Request
As an independent agency, we are here to help you find the right coverage.
Request a Proposal
It only takes a minute to get started.
- Fill out the form, we’ll be in touch.
- Review options with an agent.
- Get the coverage you need.
